{"id":63520,"date":"2023-01-13T01:25:23","date_gmt":"2023-01-13T07:25:23","guid":{"rendered":"https:\/\/trtaorg.wpengine.com\/?page_id=63520"},"modified":"2023-04-03T14:05:37","modified_gmt":"2023-04-03T19:05:37","slug":"trs-care-funding","status":"publish","type":"page","link":"https:\/\/trta.org\/es\/trta-legislative\/trs-care-funding\/","title":{"rendered":"Financiamiento de TRS-Care"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"63520\" class=\"elementor elementor-63520\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-214ac314 section-intro elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"214ac314\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-22307ffe inner-container\" data-id=\"22307ffe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19089ee7 elementor-widget elementor-widget-heading\" data-id=\"19089ee7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> <span class=\"animate-highlight\">Financiamiento de TRS-Care<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7bea71bc section-side-by-side-text-img img-left elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7bea71bc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3308e6a content-col-wrapper\" data-id=\"3308e6a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60ff38e5 heading-wrapper elementor-widget elementor-widget-heading\" data-id=\"60ff38e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Asuntos<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-80be596 content-wrapper elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"80be596\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-79abc0b7 divider-wrapper\" data-id=\"79abc0b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7978f784 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7978f784\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-50bc6264 content-outer\" data-id=\"50bc6264\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7307e838 content-inner elementor-widget elementor-widget-text-editor\" data-id=\"7307e838\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>TRS-Care is the health insurance program more than 260,000 retired Texas educators rely upon. The program is provided by the Teacher Retirement System of Texas (TRS), the state agency responsible for running teachers\u2019 retirement pensions.<\/p><p>During the 85th Regular Session of the Texas Legislature, TRS-Care faced a $1.1 billion budget shortfall. If nothing had been done by the Legislature to address this issue, retirees\u2019 premiums would have skyrocketed (even tripling), and the program could have closed within two years, leaving many without a quality health care option. The Texas Legislature made changes to TRS-Care funding for the program to remain solvent.<\/p><p>In 2016, the Legislature held an Interim Study Committee, which studied the issue of rising TRS-Care health insurance costs. The committee put forth two proposals, both of which required retirees to pay the entire shortfall.<\/p><p>Texas retired educators live on a fixed income. The average retiree receives $2,035 per month from the TRS pension. Ninety-five percent of Texas retirees did not pay into Social Security during their careers, and those who do receive Social Security are often harmed by federal provisions called the Windfall Elimination Provision and the Government Pension Offset.<\/p><p>Retirees can not afford to pay for the entire TRS-Care shortfall.<\/p><p>TRS-Care was created in 1986. It was originally designed to be a placeholder health insurance program for retirees. However, as the program grew and more retirees paid into it, TRS-Care became a reliable, quality health care program for teachers and other Texas educators.<\/p><p>However, with rising health care costs, TRS-Care expenses have outgrown its income. TRS-Care is primarily funded by retired teachers, but it also receives funding from active educators, school districts, and the state. The state\u2019s contribution level is equal to 1 percent of active educator payroll. Health care costs are rising at a disproportionate rate as compared to teacher salaries. Thus, TRS-Care will continue to see budget shortfalls under its current system. The TRS-Care funding system must be re-worked to satisfy its modern needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4a81b0d img-col\" data-id=\"4a81b0d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5f109959 img-wrapper elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5f109959\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-687261d7 img-outer\" data-id=\"687261d7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f589a34 img-inner elementor-widget elementor-widget-image\" data-id=\"2f589a34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"414\" height=\"270\" src=\"https:\/\/trta.org\/wp-content\/uploads\/2023\/01\/TRS-Care-Logo-2-2.jpg\" class=\"attachment-large size-large wp-image-63514\" alt=\"\" srcset=\"https:\/\/trta.org\/wp-content\/uploads\/2023\/01\/TRS-Care-Logo-2-2.jpg 414w, https:\/\/trta.org\/wp-content\/uploads\/2023\/01\/TRS-Care-Logo-2-2-300x196.jpg 300w, https:\/\/trta.org\/wp-content\/uploads\/2023\/01\/TRS-Care-Logo-2-2-18x12.jpg 18w\" sizes=\"(max-width: 414px) 100vw, 414px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f6a17b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f6a17b7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-27e44f0 inner-container\" data-id=\"27e44f0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c32321e elementor-widget elementor-widget-video\" data-id=\"c32321e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=kd5bgEeWtJw&amp;t=1s&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>TRS-Care Funding Issues TRS-Care is the health insurance program more than 260,000 retired Texas educators rely upon. The program is provided by the Teacher Retirement System of Texas (TRS), the state agency responsible for running teachers\u2019 retirement pensions. During the 85th Regular Session of the Texas Legislature, TRS-Care faced a $1.1 billion budget shortfall. If [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":17,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-63520","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>TRS-Care Funding - Texas Retired Teachers Association<\/title>\n<meta name=\"description\" content=\"TRTA TRS-Care is the health insurance program more than 260,000 retired Texas educators rely upon.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trta.org\/es\/trta-legislative\/trs-care-funding\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TRS-Care Funding - 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