{"id":67792,"date":"2024-08-26T12:11:40","date_gmt":"2024-08-26T17:11:40","guid":{"rendered":"https:\/\/trta.org\/?page_id=67792"},"modified":"2024-08-29T15:26:28","modified_gmt":"2024-08-29T20:26:28","slug":"dental-vision","status":"publish","type":"page","link":"https:\/\/trta.org\/es\/dental-vision\/","title":{"rendered":"Dental &#038; Vision Landing Page"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"67792\" class=\"elementor elementor-67792\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e1ac7d e-flex e-con-boxed e-con e-parent\" data-id=\"7e1ac7d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9c8724 elementor-widget elementor-widget-spacer\" data-id=\"c9c8724\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df53000 e-con-full e-flex e-con e-child\" data-id=\"df53000\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b8db1f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"8b8db1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">GOOD NEWS:<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4166e22 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"4166e22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Your Dental and Vision Plans\nfrom TRTA &amp; AMBA Have You Covered.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-acbb9c1 e-flex e-con-boxed e-con e-parent\" data-id=\"acbb9c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6038bd7 elementor-widget elementor-widget-heading\" data-id=\"6038bd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Be assured, there's no need to make a change.\nNo action is needed.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-695c3a5 elementor-widget elementor-widget-text-editor\" data-id=\"695c3a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With new dental and vision insurance options now available through the Teacher Retirement System of Texas (TRS), members are asking about the value provided by TRTA. It turns out TRTA has you covered\u2026very well! Here\u2019s why:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3634413 elementor-widget elementor-widget-heading\" data-id=\"3634413\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">TRTA has been offering Dental and Vision coverage through AMBA for 20 years!<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c353034 elementor-widget elementor-widget-text-editor\" data-id=\"c353034\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With feedback from members over decades, the AMBA Dental Plans endorsed by TRTA have evolved and provide strong benefits for retired educators.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d8e59d elementor-widget elementor-widget-heading\" data-id=\"2d8e59d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tens of thousands of members trust TRTA and our partner AMBA with their coverage.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98881b2 elementor-widget elementor-widget-text-editor\" data-id=\"98881b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Highlights include a larger network, dental rewards rollover, freedom to choose your dentist, enrollment flexibility, Platinum and Gold plan options, self-service online portal, helpful call center service, and more!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c183de elementor-widget elementor-widget-heading\" data-id=\"4c183de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We understand New Options from TRS may have you asking questions. <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22ce6b0 elementor-widget elementor-widget-text-editor\" data-id=\"22ce6b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>\u201cWhich plan is better for me?\u201d<\/li><li>\u201cIf I change plans could that affect my coverage?\u201d<\/li><li>\u201cWhat happens to my dental rewards?\u201d<\/li><li>\u201cWhat other benefit improvements is TRTA looking to add?\u201d<\/li><li>\u201cWhat differentiates my TRTA plan and makes it a great choice?\u201d<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e667b0e e-flex e-con-boxed e-con e-parent\" data-id=\"e667b0e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d1afa6 elementor-widget elementor-widget-heading\" data-id=\"8d1afa6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Advantages of the AMBA Dental\nPlans endorsed by TRTA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a93374 e-con-full e-flex e-con e-child\" data-id=\"2a93374\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd06e17 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"dd06e17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"414\" src=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/dentist-patient-smiling.jpg\" class=\"attachment-medium_large size-medium_large wp-image-67887\" alt=\"\" srcset=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/dentist-patient-smiling.jpg 600w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/dentist-patient-smiling-300x207.jpg 300w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/dentist-patient-smiling-18x12.jpg 18w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37078b3 elementor-widget elementor-widget-text-editor\" data-id=\"37078b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Provide both the highest benefit value plan (Platinum Plan) and the lowest cost option (Gold Plan).<\/li><li>Designed to pay excellent benefits in and out of network.<\/li><li>A larger network means great savings and helps you get the most out of your benefits.<\/li><li>Access to increased Annual Maximum through Dental Rewards.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f29e657 elementor-widget elementor-widget-text-editor\" data-id=\"f29e657\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>The AMBA Dental Plans endorsed by TRTA also provide enrollment flexibility, an online self-service portal, and enhanced coverage levels on basic services.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0a2a66 elementor-widget elementor-widget-heading\" data-id=\"a0a2a66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compare and see the advantages of sticking with TRTA and AMBA<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aca45a elementor-widget elementor-widget-html\" data-id=\"2aca45a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<table width=\"100%\" style=\"background: white;\">\r\n<tbody>\r\n<tr style=\"background: #2A3757; color: white;\">\r\n<td><\/td>\r\n<td><strong>TRTA Platinum Dental<\/strong><\/td>\r\n<td><strong>TRTA Gold Dental<\/strong><\/td>\r\n<td><strong>TRS Dental<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Summary<\/strong><\/td>\r\n<td>Richest plan with superior rollover, network, and out of network benefits.<\/td>\r\n<td>Lowest cost option and maintains good benefit value.<\/td>\r\n<td>New plan with rates higher than TRTA Gold for comparable benefits.<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Rates<\/strong><\/td>\r\n<td>$59.81\/mo for member.<\/td>\r\n<td>$39.51\/mo for member.<\/td>\r\n<td>$41.64\/mo for individual.<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Flexibility<\/strong><\/td>\r\n<td>Ability to add spouse, dependents, and make mid-year adjustments.<\/td>\r\n<td>Ability to add spouse, dependents, and make mid-year adjustments.<\/td>\r\n<td>Our understanding is you must enroll with no changes for full year.<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Freedom of Choice<\/strong><\/td>\r\n<td>Go to any dentist or save in network.<\/td>\r\n<td>Go to any dentist or save in network.<\/td>\r\n<td>May pay more out of pocket for out of network providers.<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Network Size<\/strong><\/td>\r\n<td>Ameritas network has 10,000+ providers in TX.<\/td>\r\n<td>Ameritas network has 10,000+ providers in TX.<\/td>\r\n<td>Metlife network has ~7,000 providers in TX.<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Maximum Benefit<\/strong><\/td>\r\n<td>$2,750 ($1,500 annual maximum + $1,250 of possible rollover).<\/td>\r\n<td>$2,000 ($1,000 annual maximum + $1,000 of possible rollover).<\/td>\r\n<td>$2,000 ($1,500 annual maximum + $500 maximum benefit increase).<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Out of Network Benefits<\/strong><\/td>\r\n<td>Strong benefits in or out of network.<\/td>\r\n<td>Strong benefits in or out of network.<\/td>\r\n<td>Maximum Allowable Charge means you may pay more when going out of network.<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Coinsurance Rates<\/strong><\/td>\r\n<td>100% Preventative; 80% Basic; 50% Major.<\/td>\r\n<td>100% Preventative; Basic starts at 70% &amp; increases annually to <u>90% <\/u>in year 3; 50% Major.<\/td>\r\n<td>100% Preventative, 70% Basic, 50% Major<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb42211 elementor-widget elementor-widget-text-editor\" data-id=\"fb42211\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Comparisons done with available information. Each member should review impacts to their coverage.<br \/>See plan for details.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef8dbc9 e-flex e-con-boxed e-con e-parent\" data-id=\"ef8dbc9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0dacaa elementor-widget elementor-widget-text-editor\" data-id=\"a0dacaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you are currently enrolled in an AMBA Dental Plan endorsed by TRTA, be assured, there&#8217;s no need to make a change.<br \/>No action is needed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c9b3164 e-flex e-con-boxed e-con e-parent\" data-id=\"c9b3164\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a407b81 e-con-full e-flex e-con e-child\" data-id=\"a407b81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8576e56 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"8576e56\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"242\" height=\"242\" src=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-loss-of-dental-rewards.png\" class=\"attachment-medium size-medium wp-image-68086\" alt=\"\" srcset=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-loss-of-dental-rewards.png 242w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-loss-of-dental-rewards-150x150.png 150w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-loss-of-dental-rewards-12x12.png 12w\" sizes=\"(max-width: 242px) 100vw, 242px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cafec10 e-con-full e-flex e-con e-child\" data-id=\"cafec10\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-769689b elementor-widget elementor-widget-heading\" data-id=\"769689b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loss of Dental Rewards<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-444a9cf elementor-widget elementor-widget-text-editor\" data-id=\"444a9cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Don\u2019t lose your rollover Dental Rewards! Many TRTA members have over $1,000 in banked rollover benefits. Leaving TRTA\u2019s Dental Plan would mean you lose those banked rollover dollars, which are designed to support you when expensive dental procedures occur.<strong> If you are already enrolled in a TRTA Dental Plan and want to learn the current balance of your accrued Dental Rewards, contact Ameritas at 1-888-239-3336.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c04d149 e-con-full e-flex e-con e-child\" data-id=\"c04d149\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b39c713 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"b39c713\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-loss-of-network-provider-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-68087\" alt=\"\" srcset=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-loss-of-network-provider-150x150.png 150w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-loss-of-network-provider-12x12.png 12w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-loss-of-network-provider.png 242w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41373a6 e-con-full e-flex e-con e-child\" data-id=\"41373a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-803d4ee elementor-widget elementor-widget-heading\" data-id=\"803d4ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loss of Network Provider\u200b<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f64bf79 elementor-widget elementor-widget-text-editor\" data-id=\"f64bf79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our research has shown the TRTA Dental Plan has a larger network in Texas. Leaving TRTA\u2019s Dental Plan for another program could mean more out-of-pocket payments if your dentist is not in the network.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-657c43d e-con-full e-flex e-con e-child\" data-id=\"657c43d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d785bfc elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"d785bfc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-more-out-of-pocket-when-going-out-of-network-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-68088\" alt=\"\" srcset=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-more-out-of-pocket-when-going-out-of-network-150x150.png 150w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-more-out-of-pocket-when-going-out-of-network-12x12.png 12w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/icon-more-out-of-pocket-when-going-out-of-network.png 242w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-244f852 e-con-full e-flex e-con e-child\" data-id=\"244f852\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35410c4 elementor-widget elementor-widget-heading\" data-id=\"35410c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">More out of pocket when going out of network<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5602dd8 elementor-widget elementor-widget-text-editor\" data-id=\"5602dd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Many people like to choose their own dentist even if they are out of network.\u00a0 The TRTA Endorsed Program is designed to pay strong out of network benefits to limit your out-of-pocket payments.\u00a0 Our\u00a0early\u00a0understanding of the\u00a0Metlife\u00a0TRS plan\u00a0through TRS\u00a0is that members may have more out-of-pocket payments by going out of network.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fea363d e-flex e-con-boxed e-con e-parent\" data-id=\"fea363d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-573d49d elementor-widget elementor-widget-heading\" data-id=\"573d49d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Advantages of the AMBA Vision\nPlan endorsed by TRTA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e98c9f e-con-full e-flex e-con e-child\" data-id=\"6e98c9f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7318ad elementor-widget elementor-widget-text-editor\" data-id=\"b7318ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>TRTA provides an extensive network with discounts on lens options, along with excellent exams, lenses, and frame options.<\/li>\n<li>Discounts on lens options are a key differentiator of the TRTA program with VSP\u2019s network. These discounts help members save hundreds of dollars on lens options.<\/li>\n<li>A $5,000 Accidental Death &amp; Dismemberment (AD&amp;D) benefit from New York Life is coming in January 2025 with no health questions and no reduced benefits as members age.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61358c0 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"61358c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/choosing-glasses-frames.jpg\" class=\"attachment-large size-large wp-image-67889\" alt=\"\" srcset=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/choosing-glasses-frames.jpg 600w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/choosing-glasses-frames-300x200.jpg 300w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/choosing-glasses-frames-391x260.jpg 391w, https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/choosing-glasses-frames-18x12.jpg 18w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-619bb8b elementor-widget elementor-widget-text-editor\" data-id=\"619bb8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>The AMBA Vision Plan endorsed by TRTA also provides enrollment flexibility, an online self-service portal, and additional AD&amp;D benefits.\u00a0<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27ee9d6 elementor-widget elementor-widget-heading\" data-id=\"27ee9d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compare and see the advantages of sticking with TRTA and AMBA<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6c6a31 elementor-widget elementor-widget-html\" data-id=\"e6c6a31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<table width=\"100%\" style=\"background: white;\">\r\n<tbody>\r\n<tr style=\"background: #2A3757; color: white;\">\r\n<td><\/td>\r\n<td><strong>TRTA Plan with VSP<\/strong><\/td>\r\n<td><strong>TRS Plan with MetLife<\/strong><\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Summary<\/strong><\/td>\r\n<td>Annual eye exam with $15 copay, annual lenses covered, frames covered every other year up to $150 which increases to $170 for featured frames.<\/td>\r\n<td>Annual eye exam with $15 copay, annual lenses covered, frames covered every year up to $150 with additional $25 at certain providers.<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Rates<\/strong><\/td>\r\n<td>$12.72\/mo for member.<\/td>\r\n<td>$6.89\/mo for individual.<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Network <\/strong>\r\n<strong>(For vision plans, network is very important because benefits can be greatly reduced out of network.)<\/strong><\/td>\r\n<td>Nearly 4,000 in TX.<\/td>\r\n<td>Approximately 300 providers accept the full Superior Metlife discounts. There is also a broad network of providers that accept the basic benefits but do not offer full discounts.<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Enhanced Benefits<\/strong><\/td>\r\n<td>Starting January 2025, the TRTA Vision Plan includes $5,000 Accidental Death &amp; Dismemberment (AD&amp;D) policy with no health questions and no reduced benefits as members age.<\/td>\r\n<td>No similar benefit.<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><strong>Lens Enhancements Discounts<\/strong><\/td>\r\n<td>Popular lens enhancements include anti-reflective coating, scratch resistance, transition lenses, blue light blockers, ultraviolet light protection, and more. Adding two to three options can lead to significant savings with VSP\u2019s discounts.<\/td>\r\n<td>Might not have the same discounts on lens enhancements.<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8f2d7e elementor-widget elementor-widget-text-editor\" data-id=\"b8f2d7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Comparisons done with available information. Each member should review impacts to their coverage.<br \/>See plan for details.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d49cd2 elementor-widget elementor-widget-heading\" data-id=\"6d49cd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TRTA is proud that you can trust us for these important insurance coverages and looks forward to continuing to serve you now and in the future.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1ce457 e-flex e-con-boxed e-con e-parent\" data-id=\"c1ce457\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f25b883 elementor-widget elementor-widget-heading\" data-id=\"f25b883\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Need to add Dental or Vision coverage? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b52aaca elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"b52aaca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Visit <a href=\"http:\/\/www.ambadentalvision.com\/TRTA\" target=\"_blank\" rel=\"noopener\">www.AMBAdentalvision.com\/TRTA<\/a> or call\n1-800-258-7041 Mon-Fri 8am-6pm CT.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1a4bee elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-text-editor\" data-id=\"f1a4bee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Visit<br \/><a href=\"http:\/\/www.ambadentalvision.com\/TRTA\" target=\"_blank\" rel=\"noopener\">AMBAdentalvision.com\/TRTA<\/a><\/p><p>or call<\/p><p><a href=\"tel:1-800-258-7041\">1-800-258-7041<\/a><br \/>Mon-Fri 8am-6pm CT.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4138dcc e-flex e-con-boxed e-con e-parent\" data-id=\"4138dcc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6af591 elementor-widget elementor-widget-heading\" data-id=\"f6af591\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Have a question about your existing coverage?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0f3320 elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"b0f3320\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Please call 1-833-643-0264 Mon-Fri 8am-6pm CT.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed1f3c1 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-text-editor\" data-id=\"ed1f3c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Please call <a href=\"tel:1-833-643-0264\">1-833-643-0264<\/a><br \/>Mon-Fri 8am-6pm CT.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>GOOD NEWS: Your Dental and Vision Plans from TRTA &amp; AMBA Have You Covered. Be assured, there&#8217;s no need to make a change. No action is needed. With new dental and vision insurance options now available through the Teacher Retirement System of Texas (TRS), members are asking about the value provided by TRTA. It turns [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-67792","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>TRTA has Dental &amp; Vision Insurance Plans For You<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trta.org\/es\/dental-vision\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TRTA has Dental &amp; Vision Insurance Plans For You\" \/>\n<meta property=\"og:description\" content=\"GOOD NEWS: Your Dental and Vision Plans from TRTA &amp; AMBA Have You Covered. Be assured, there&#8217;s no need to make a change. No action is needed. With new dental and vision insurance options now available through the Teacher Retirement System of Texas (TRS), members are asking about the value provided by TRTA. It turns [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/trta.org\/es\/dental-vision\/\" \/>\n<meta property=\"og:site_name\" content=\"Texas Retired Teachers Association\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-29T20:26:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trta.org\/wp-content\/uploads\/2024\/08\/dentist-patient-smiling.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/trta.org\\\/dental-vision\\\/\",\"url\":\"https:\\\/\\\/trta.org\\\/dental-vision\\\/\",\"name\":\"TRTA has Dental & Vision Insurance Plans For You\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/trta.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/trta.org\\\/dental-vision\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/trta.org\\\/dental-vision\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/trta.org\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/dentist-patient-smiling.jpg\",\"datePublished\":\"2024-08-26T17:11:40+00:00\",\"dateModified\":\"2024-08-29T20:26:28+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/trta.org\\\/dental-vision\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/trta.org\\\/dental-vision\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/trta.org\\\/dental-vision\\\/#primaryimage\",\"url\":\"https:\\\/\\\/trta.org\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/dentist-patient-smiling.jpg\",\"contentUrl\":\"https:\\\/\\\/trta.org\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/dentist-patient-smiling.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/trta.org\\\/dental-vision\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/trta.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Dental &#038; Vision Landing Page\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/trta.org\\\/#website\",\"url\":\"https:\\\/\\\/trta.org\\\/\",\"name\":\"Texas Retired Teachers Association\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/trta.org\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/trta.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/trta.org\\\/#organization\",\"name\":\"Texas Retired Teachers Association\",\"url\":\"https:\\\/\\\/trta.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/trta.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/trta.org\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/trta.org\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/logo.png\",\"width\":593,\"height\":183,\"caption\":\"Texas Retired Teachers Association\"},\"image\":{\"@id\":\"https:\\\/\\\/trta.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"TRTA has Dental & Vision Insurance Plans For You","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/trta.org\/es\/dental-vision\/","og_locale":"es_ES","og_type":"article","og_title":"TRTA has Dental & Vision Insurance Plans For You","og_description":"GOOD NEWS: Your Dental and Vision Plans from TRTA &amp; AMBA Have You Covered. Be assured, there&#8217;s no need to make a change. No action is needed. With new dental and vision insurance options now available through the Teacher Retirement System of Texas (TRS), members are asking about the value provided by TRTA. 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