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06 Mar
0

The March is On to Keep TRS-Care Affordable

March is the most crucial month for legislative action on issues that impact you and your fellow public education retirees. The Texas Retired Teachers Association (TRTA) is moving full steam ahead, and we need your help!

TRS-Care has been an issue on the minds of retirees and legislators for several sessions, and it is now coming to a head. (Read our complete TRS-Care FAQ here).

Change IS coming. The health care market is changing—everywhere. TRS retirees will not be immune to these changes.

TRTA members are not opposed to change! The issue we face now is: how much pain comes with these changes?

The Texas Legislature is moving at a rapid pace, finalizing budget discussions, hearing bills in committee, having heated floor session debates, and we need them to be THINKING ABOUT YOU while they are doing the work of Texas!

Bills have been filed in the Senate to address TRS-Care. The House will also file legislation to address TRS-Care.

The plan currently laid out by the Texas Senate through Senate Bill 788 has it pros and its cons, but affects Medicare-eligible and non-Medicare eligible populations very differently.

If you are age 65 or over

  • Medicare Advantage may be the only option available through TRS-Care.
  • The estimated monthly premium would be $146. This is an increase for most people in the plan; however, it is still considered to be a reasonable price for the benefit provided.
  • The deductible for TRS-Care Medicare Advantage would be $500. This is in addition to Medicare deductible requirements.
  • Medicare B only retirees will also be included in this plan and will see reduced premiums.
  • TRS-Care Medicare Advantage has a very high overall satisfaction score for those who use the plan. The issue has not been about the quality or quantity of care. Rather, the biggest complaint is that doctor and hospital providers refuse to accept the plan.

If this option does not work for you, CALL YOUR SENATOR TODAY! 1.888.674.3788 and make a plan to attend TRTA Day at the Capitol on March 29!

If you are under the age of 65

  • Pre-65 retirees will pay A LOT more for TRS-Care.
  • TRS-Care 1, 2 and 3 will go away.
  • There will be only one plan: a high deductible health care plan.
  • Premiums would be an estimated $430 per month, or $5,160 per year!
  • The deductible of $4,000 would need to be met before plan coinsurance starts.
  • There would be 80/20 coverage after meeting the $4,000 deductible.
  • The maximum annual out-of-pocket (MOOP) limit will be $7,150.
  • There would be no prescription copays. All prescription coverage is part of deductible requirements.
  • The total annual out-of-pocket cost exposure for a retiree would equal $12,310* per year! (*projected costs for individual only; retiree plus spouse and/or family are higher)

If this option is not affordable for you, CALL YOUR SENATOR TODAY! 1.888.674.3788 and make a plan to attend TRTA Day at the Capitol on March 29!

If you are an active educator thinking about retirement

  • You need to be thinking about your health care coverage!
  • If you are under the age of 65, you need to determine if you can afford the high-deductible health care plan (see above).
  • If you are age 65 or over, you need to think about whether or not Medicare Advantage is the right choice for you.
  • TRTA is urging caution for future retirees who plan to retire prior to age 65.
  • This legislative proposal may change the current healthcare options available to you.
  • Don’t retire without knowing the facts about your health care coverage!

If the high-deductible health care plan is not affordable for you, CALL YOUR SENATOR TODAY! 1.888.674.3788 and make a plan to attend TRTA Day at the Capitol on March 29!

Thank You

Thank you for your membership to TRTA. We are fighting ardently for your benefits every day at the Capitol. If you are not yet a TRTA member, please join here. Be sure to read our comprehensive Frequently Asked Questions about TRS-Care here.

Be sure to like us on Facebookfollow us on Twitter and subscribe to our YouTube channel.

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03 Mar
0

The March is On: TRTA Rallies Members to Action!

March is the most crucial month for legislative action on issues that impact you and your fellow public education retirees. The Texas Retired Teachers Association (TRTA) is moving full steam ahead, and we need your help!

THE MARCH IS ON!

The Texas Legislature is moving at a rapid pace, finalizing budget discussions, hearing bills in committee, having heated floor session debates, and we need them to be THINKING ABOUT YOU while they are doing the work of Texas!

Here are all the major issues TRTA is watching right now:

  1. TRS-Care

Bills have been filed in the Senate, and the House will file more legislation soon! On Monday, TRTA will send out an Inside Line explaining more about what this means for you! Are you age 65 or over? Are you under the age of 65? Are you an active educator thinking about retiring this year? Then this conversation is about you!

  1. Windfall Elimination Provision

TRTA leaders visited Washington, D.C. earlier this week to meet with Texas congressional members about what the next steps are in repealing this unfair federal provision! Next week, TRTA will let you know more about progress on the WEP! Are your earned Social Security wages being taken away from you? Then this conversation is about you!

  1. The Teacher Retirement System of Texas (TRS) Board of Trustees Elections

The members elected to the Board of Trustees of TRS represent your interests! Elections are underway for two open trustee positions: both a Retiree and an At-Large seat. It is vital that you vote! Next week, TRTA will send out more information about all of the candidates and provide you with details on how to submit your vote. Are you a retiree who wants your voice represented on the TRS Board of Trustees? Then this conversation is about you!

  1. The 64th Annual TRTA Convention

TRTA is busy finalizing all of the intricate details that go into planning an amazing annual convention and business meeting. Next week, TRTA will send out training session schedules and more! If you are attending convention, and want to be trained on being the best TRTA advocate you can be, then this conversation is about you!

  1. TRTA Day at the Capitol on March 29

TRTA is marching on the Texas Capitol grounds on Wednesday, March 29, with thousands of retirees ready to rally to Keep TRS-Care Affordable! If you want to attend this day of grassroots advocacy and make your voice heard and get your legislators thinking about you, then make a plan to join us on March 29! Don’t miss this great opportunity to band together with your fellow retirees! If you want to keep TRS-Care affordable for yourself, your fellow retirees, and future retirees, then this conversation is about you!

The Most Important Things You Can Be Doing Right Now

TRTA needs your help! March is the month that will make all the difference in our legislative agenda! LET’S SET OUR GOALS HIGH AND GO FOR THEM!

TRTA is sounding the alarm: anyone in TRS-Care or who will retire soon and plans to enroll may see drastic changes to their health care options! But making no changes will be even worse!

Now is the time to take action! We need EVERY TRTA member involved in the initiative to keep TRS-Care affordable!

THE MARCH IS ON!

  1. Call Your Legislators (use our toll-free hotline: 1.888.674.3788)! Let’s make 25,000 phone calls in March! Make regular, once-weekly phone calls to your elected officials asking them to “Keep TRS-Care Affordable!” Use our helpful phone scripts!
  2. Email Your Senators! TRTA members have sent more than 4000 emails so far. Let’s send 50,000 emails this month! Send your email TODAY!
  3. Vote in the TRS Trustee elections! Read more about the candidates here.
  4. Write an editorial and send it to your local newspaper! You can find a sample editorial here.
  5. Make a plan to join us at Day at the Capitol on Wednesday, March 29! RSVP via Facebook here!

Thank You

Thank you for your membership to TRTA. We are fighting ardently for your benefits every day at the Capitol. If you are not yet a TRTA member, please join here. Be sure to read our comprehensive Frequently Asked Questions about TRS-Care here.

Be sure to like us on Facebookfollow us on Twitter and subscribe to our YouTube channel.

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01 Mar
0

TRTA Day at the Capitol Event Shaping Up!

Four weeks from today, thousands of public education retirees from all across the great state of Texas will convene at the Capitol to rally for improved benefits and health care security!

Texas Retired Teachers Association (TRTA) Day at the Capitol will be held on Wednesday, March 29, as members encourage legislative action to address the TRS-Care retiree health insurance program shortfall and other vital issues!

If you have questions about the day’s schedule, what to wear, where to meet, and how to get involved, then be sure to read our comprehensive update (includes a list of Frequently Asked Questions) by clicking here!

Are you Making Plans to Attend Day at the Capitol? Let Us Know!

You can let us know if you’re attending TRTA Day at the Capitol by joining our Facebook event!

If your district or local unit is bringing a large group to the event, send an email to info@trta.org with details such as how many people will be attending. (Please note, individual members do not need to RSVP if they have registered for the 64th Annual TRTA Convention).

Help Now By Calling Your Senators and Representatives!

TRTA is encouraging its members to begin making phone calls to legislators about the March 29 event!

Use the toll-free legislator hotline (1.888.674.3788) to call your Senator and Representative today!

Be sure to invite them to the Rally on the South Steps at 11:30 a.m. and the Ice Cream Social on the East Lawn at 12:30 p.m. We want legislators speaking to retirees at both events, and to visit one-on-one with retirees as well. If your legislator wants to speak during Day at the Capitol, have them give us a call at 1.800.880.1650 and ask for Cindee.

Thank You!

TRTA IS THE VOICE FOR EDUCATION RETIREES, and we want to be seen and heard during Day at the Capitol. We want to thank all of you who plan to attend or help us communicate with legislators about the big day.

The planning is well underway and we are looking forward to having as many members as possible here for this legislative event. Your phone calls, emails, and presence in Austin are all going to help advance the issues most important to you and your retirement.

Again, thank you for all you do! TRTA will continue to update you on our plans for March 29.

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