(A message from TRTA Executive Director Tim Lee: We hope you enjoy this special guest letter:)
Are you receiving all the Social Security benefits you’re entitled to? You might be surprised.
With the elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) in January 2025, many retirees are now eligible to collect Social Security spousal benefits, whether for a living or deceased spouse, for the first time.
If you or your spouse are already receiving benefits but they seem “uneven,” it may be worth taking a closer look. A simple call to Social Security (1-800-772-1213) could make a meaningful difference.
After receiving a tip from a friend, my husband and I contacted Social Security in February 2026 and requested a review of our accounts. To our surprise, we learned that he was eligible for additional benefits based on my higher earnings record. We completed a formal application for spousal benefits in late March, and within just a few weeks, he is set to receive increased monthly payments, along with six months of back pay we didn’t even realize he was owed.
The takeaway is simple: when in doubt, check it out. A quick review could uncover benefits you didn’t know you had earned.
Note: Different rules may apply for divorced or widowed spouses, so be sure to ask about your specific situation.
Submitted by: Dr. Amy Jo Baker
Legislative Chair & Past President
San Antonio Area Retired Teachers Association (SAARTA)
TRTA District 20 Immediate Past President
Thank You!
Please support us today and renew your membership dues! If you are not a member, please join today! It may be the best $35 you spend every year to protect and improve your livelihood and income as we continue to fight for your retirement security!
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